Order revenue before tax
$45.00
Product subtotal after discount + customer-paid shipping.
Use this Shopify transaction fee calculator to estimate Shopify Payments or gateway processing fees, optional third-party transaction fees, monthly plan cost per order, app costs, net profit, margin, ROI, and break-even price before you discount, advertise, or scale a product.
Estimated Shopify economics
Per order
Net profit
$14.80
Margin
32.89%
ROI
49.01%
Order revenue before tax
$45.00
Product subtotal after discount + customer-paid shipping.
Payment fee base
$48.15
Order revenue before tax + sales tax collected.
Payment processing fee
$1.70
2.90% plus $0.30.
Third-party transaction fee
$0.00
0.00% of the payment fee base.
Total Shopify fees
$2.20
Payment processing + third-party fee + per-order app or plan cost.
Break-even item price
$28.75
Estimated per-item price before profit.
At $44.00 per item, this Shopify order keeps an estimated 32.89% margin after selected fees, app allocation, product cost, fulfillment, returns, and ads.
Effective Shopify fee rate
4.57% of the payment fee base in this scenario.
Discount safety check
$14.80 profit room remains after the current discount and ad cost.
What sellers usually miss
App allocation, plan cost per order, returns, packaging, fulfillment, discounts, and ad cost often matter more than the headline processing rate when a store is small or testing paid traffic.
Gateway check
Shopify Payments orders usually use 0 for third-party transaction fee. If a third-party or alternate gateway applies, model that percentage separately from card processing.
Discount safety
The discount + paid traffic preset shows whether your order can survive a sale, a return reserve, fulfillment, packaging, and customer acquisition cost in the same calculation.
Shopify $100 sale example
Shopify Payments vs third-party payment provider is the first split. A Shopify Payments order normally needs payment processing modeled, while a non-exempt third-party payment provider can also add a separate third-party transaction fee.
The third-party transaction fee formula is separate from card processing: use the order fee base and multiply by the plan-specific third-party transaction fee rate shown for your store. Then add the flat processing fee, monthly plan cost per order, app allocation, return reserve, product cost, fulfillment, packaging, and ad cost.
Shopify admin payout report is the source of truth. This page helps you set price floors before changing discounts or payment providers, but payout records should be reconciled in Shopify admin after orders settle.
This is a simplified example, not a Shopify payout report. Enter your store plan, gateway, and SKU costs in the calculator for a usable margin estimate.
How this calculator works
The calculator models one Shopify order using item price, quantity, discount, shipping paid by the customer, tax collected, payment processing rate, flat fee, third-party transaction fee rate, app or plan cost allocation, product cost, fulfillment, packaging, return reserve, and ad cost per order.
Shopify's official help center says third-party transaction fees can apply when using third-party payment providers and gives the formula as product cost after discounts plus tax and shipping, multiplied by the plan rate. Shopify Payments and several exempt payment methods can avoid that third-party transaction fee, but payment processing fees can still apply.
Use the app and plan field for monthly plan cost per order. A small store with low order volume can understate real unit economics if Shopify plan fees, subscription apps, reviews apps, bundles apps, or upsell tools are ignored.
Next seller workflow
Once the economics work, use SKU to Sales to turn product facts into clearer Shopify product pages, benefit bullets, FAQs, SEO sections, ad hooks, and email ideas.
Generate listing content for this SKUWhen the estimate can be wrong
Shop Pay, Shopify Payments, PayPal, manual methods, gift cards, and store credit can be treated differently.
Third-party transaction fees can use a base that includes product cost after discounts, tax, and shipping charges.
A small store can underestimate true unit economics if monthly app and plan costs are not spread across orders.
Returns can erase the margin that looked acceptable at checkout, especially after ads and outbound fulfillment.